We are committed to protecting the privacy of the users of our sites.

This Privacy Policy will provide information to you regarding how we collect and use your personal information, and about choices you have concerning our use of such information. Please read this policy carefully. From time to time, we may revise this policy to address new issues or changes to our web site. These changes will be posted on this page so that you will always know our position on privacy. Please check this policy periodically to see if there have been any revisions.

If you have any questions or concerns about our privacy policy, please contact us.

Scope Of Privacy Policy

This policy applies to your use of this web site, which is operated by Consumers United Association and any other site that we may own or operate currently or in the future (collectively, the “Organization Web Site”). However, any information that you choose to disclose in a public forum portion of the Organization Web Site is not covered by this Privacy Policy and may be viewed by third parties not affiliated with Organization. In addition, once you leave this web site via a link or otherwise, this privacy policy does not apply and Organization cannot and is not responsible for how data and information obtained from you on other web sites is used by the operators of such web sites.

Information Collected by Organization

Personal Identification Information

We will never intentionally disclose any personal information about you that can be used to identify you as an individual user (“Personal Information”) to any third party without having received your permission other than as set forth in this Privacy Policy or unless you are otherwise notified. We may request personal identification information from you in connection with your use of, or participation in the membership portion of our web site.

If you do provide us with Personal Information, we may use it in order to conduct the activities or provide you with services and resources described on our site. If you identify yourself to us by sending us an e-mail with questions or comments, we may use your personal information to respond to your questions or comments. We may file your comments for future reference.

We may also contact you to confirm your registration and regarding changes to the Organization Web Site’s Terms and Conditions and this Privacy Policy. If you give us your permission, we may also use Personal Information for internal or external marketing and promotional purposes. On occasion, for example, we may send you e-mails to introduce an event or service that we think might be of interest to the users of our site. For us to obtain your permission to send you this information, we will give you an opportunity to opt-in at the time our request for your personal information is made. Please note, however, that under certain circumstances, if you do not choose to opt-in, you may not be eligible for certain services or functions of the Organization Web Site for which a name, e-mail address, telephone number or other personal identification information is necessary. We may also provide Personal Information to certain of our vendors, advertisers and suppliers where it is necessary for them to provide us with products and services related to better operation and maintenance of the Organization Web Site. We will attempt to require that each of these vendors, advertisers and suppliers not further use or disclose your Personal Information for any purpose other than providing us or you with products and services. However, we cannot guarantee their compliance with these restrictions

We also reserve the right to provide or use your Personal Information in the following circumstances. We will release specific information about you or your account to comply with any valid legal process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Organization Web Site, or a physical threat to you or others.

Information And The Use Of Cookie Technology

We may collect information through the use of “cookies” which are computer files that are transferred to a computer’s hard drive and which permit us to know frequency of visits to our site as well as what activities are conducted on the Organization Web Site. Information collected from a “cookie” might include information regarding your browser, type of computer, operating systems, Internet service providers and other similar information. Our system may also automatically gather information about the areas you visit on our sites [and about the links you may select from within our site to other areas of the World Wide Web or elsewhere online].

We would use such information in the aggregate to understand how our users use the services and resources provided on our site. This provides us information regarding which areas of our sites are popular with our users, which areas are not as popular and may require improvement, and what technologies are being used by users of our site. This information helps us to update and improve the Organization Web Site.

We may share this aggregate statistical information with our partners, suppliers and other third parties, but we will not share any individual names, personal navigational or other personal information. Some of our sponsors may display ads on our sites which solicit or contain technology to collect information about our users for the sponsors, but we will not permit such sponsors to collect any personal information from our users within our sites (third-party cookies).

Most browsers are set to accept cookies, however you can set your browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of the Organization Web Site may not be accessible or function properly.

Links To Other Sites

Our web site contains links to other web sites operated by third parties that may be of interest to you. However, we do not and cannot control the information and content or links contained on these sites. Furthermore, we do not and cannot control the way in which these web sites collect and/or use your Personal Information. Therefore, Organization disclaims any liability for any third party web site’s use of your Personal Information obtained through using the third party web site. Use of linked sites, including links through advertisements, is at your risk.

Security Policy

We believe that protecting the security of your information is important. Therefore, we have taken certain security measures in an attempt to protect your information

Privacy of Children

We are committed to protecting the privacy of children. The Organization Web Site is not intended or designed to attract children under the age of 13. We do not intentionally collect Personal Information from any person we actually know is a child under the age of 13.

Access To/Correction of Information

Please contact us to request access any personal information that we have retained about you in our user database. At your request we will revise personal information about you that you inform us is in error. Please contact us to request a correction of your personal information.

Opt-Out/Opt-In

We may send you e-mails to provide a newsletter or to introduce a service that we think might be of interest to the users of our sites. For us to obtain your permission to send you this information, we will give you an opportunity to “opt-in” at the time our request for your personal information is made. Please note, however, that under certain circumstances, if you do not choose to “opt-in,” you may not be eligible for certain services or functions of the Web Site for which a name, e-mail address, telephone number or other personal identification information is necessary.

Your Acceptance of These Terms

The terms of this Privacy Policy are incorporated by reference into the Terms and Conditions of Use for the Organization Web Site. By using any part of the Organization Web Site, you accept and agree to the terms of both our Privacy Policy and the Terms and Conditions of Use. If you do not agree with the terms of this Privacy Policy, your sole remedy is to not use the Organization Web Site. If we update this Privacy Policy, your continued use of the Organization Web Site following the posting of the revised Privacy Policy on this page means that you accept and agree to the terms of the revised Privacy Policy.